Are you thinking about refinancing or buying a house, but don't know where to start, how to compare different options or how to figure out what you can afford?

  If you're intimidated by the thought of trying to navigate the complicated world of banks on your own, you're not alone.  The system was made to benefit banks, not you.  You need someone on your side who can explain the options in a way you understand without trying to sell you on a specific lender or offering a "one-size fits all" approach with little or no personalized service.

What separates me from the other guys?  For starters, options.  First Priority is one of the nation's largest mortgage brokerage companies, which means I compare prices at over 300 lenders so you don't have to.  And there's no additional cost to you because I receive the loans at wholesale prices. 

Second, a commitment to personal service and the heart of a teacher.  I have made integrity my signature -- putting people first is the way I do business every day.  That means you won't feel sold and you can trust that I'm going to "give it to you straight" every time.  And I will not rest until you feel comfortable with this process.

Finally, experience.  This is not my first rodeo!  It’s no secret that mortgage financing is difficult these days, but I've seen tough markets before and lived to tell the tale.  With over two decades of experience in all kinds of markets, I'll help you negotiate the rough lending waters and get your mortgage closed quickly, with truly killer rates.

Even if you're not ready to start the mortgage process feel free to just browse my site and learn.  There's a ton of great, free information that will help you feel more comfortable with the terminology and technical aspects of mortgages when you are ready to jump.

If you choose to trust me with your mortgage, it is my personal commitment to walk with you every step of the way, from the initial application until I can call you and say, Welcome home!

Give me a call if you hit a snag with your online application and I'll walk you through it or I can just do the whole thing over the phone.